Residential Surveys and Valuations

Our team of Chartered Surveyors can carry out a range of residential inspections, including Mortgage Valuations and RICS Home Buyer’s Survey and Valuation Reports.

Mortgage Valuation

The valuation for mortgage purposes is a limited Report for Building Societies, Banks and other Lenders before a loan is made on a property.

• This is not a Survey.
• The Report is used to guide Lenders on the value of the property for loan purposes only.

Although the inspection will be carried out be a Valuer who will usually be a qualified Surveyor, it is not a detailed inspection of the property, and only major visible defects will be noted.

The Surveyor will not inspect under-floor areas, communal roof spaces or other parts not readily accessible. The exterior and roof of the property will be inspected from ground level only.

Home Buyer Survey & Valuation

The RICS Home Buyer service is in a standard format and is designed specifically as an economical Survey and is a cost-effective way to minimise risk.

The Home Buyer focuses on essentials: defects and problems which are urgent or significant and thus have an effect on the value of the property.

This type of Report is much more detailed than the Mortgage Valuation, which most people choose to commission. The Surveyor’s main objectives in providing the service are to give guidance on value and to assist the prospective home buyer to:

Make a reasoned and informed judgement on whether or not to proceed with the purchase. Assess at what price it would be reasonable to purchase the property. Be clear what decisions and actions should be taken before making an offer to purchase. Internally, the condition of service installations, such as wiring, drainage and central heating will also be examined but not tested.