Why does my lender need a mortgage valuation?
A mortgage valuation will confirm to your lender whether your chosen property is worth the amount you have offered to pay.
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Mortgage Valuations
If the Scottish property you’re selling is exempt from the Home Report legislation, one of our RICS Chartered Surveyors can prepare a Mortgage Valuation for you.
Mortgage Valuations are for the benefit of mortgage lenders and are designed to provide enough information for the lender to decide whether the property is safe to lend on, and up to what amount.
It’s important to remember that a Mortgage Valuation is only intended to give a brief inspection of the property and a market valuation – it is not a survey.
Mortgage Valuation Reports provided by Walker Fraser Steele are accepted by the majority of mortgage lenders.
